Money transfer services/Cash Advance (except for regulated Financial Institutions which are acceptable)
Quasi Cash
Buyers Clubs
Remote Access Services / Technical Support
Embassy, Foreign Consulate, or Other Foreign Government
Travel Services, including Airfare, Cruises, and Car Rentals
Pre-Paid Phone Card or Services
Up-Sell Sellers
Chain Letters
Cash Gifting
Psychic or astrological readings/consultation
Hypnosis and/or subliminal recordings or consultation
Replica and/or unlicensed branded goods
Gambling, including Prognostication, Lotteries, Raffles, Contests, and sweepstakes
Offering a Free Gift, Prize or Contest/Sweepstakes entry as an inducement to purchase their product or service
Multi-Level Marketing Companies
Inbound Telemarketing Companies that receive calls as the result of post cards or similar mailings (as opposed to catalog or media advertising)
Outbound Telemarketing Companies
Direct Marketing- Subscription Sellers
Infomercial Sellers
Selling Products/Services as an Agent for a Third Party
Sellers offering Substantial Rebates or Special Incentives that are awarded to the cardholder subsequent to the original purchase
Negative response marketing techniques by any type of seller (i.e. customer is automatically charged if they don't return the merchandise at the end of the free trial period)
Sites that promote Hatred, Racism, or Religious Persecution
Non-Accredited Certification Test Exams, Academic Degrees, or Diplomas
Matrimonial sites, Find-A-Bride, etc.
Cultural artifacts, Antiquities, and Native American Artifacts
Police and other Government Identification and Equipment
Fulfillment Centers
Get-rich-quick schemes
Medical Benefits packages
Medical Marijuana
Pseudo-pharmaceuticals (anti-aging pills, sex nutrients, etc.)
Sports forecasting or odds-making
Extended warranty companies
Audio/video text
Products that promote or facilitate illegal activity
